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Motor Insurance

We offer comprehensive cover for Blue Light, patient transport, responder insurance and many other classes of use. Whatever type of cover you need, whether, fleet or individual vehicles we have the cover for you.


Directors & Officers Liability

Also known as D&O insurance, this covers the cost of compensation claims made against your business directors and key managers (officers) for alleged wrongful acts. Wrongful acts include: breach of trust and breach of duty.


Private Medical Insurance

This helps you cover the cost of private healthcare. It eliminates the need to be placed on lengthy waiting lists. Should you fall into ill health or have an injury, medical insurance could help you on the road to recovery by getting medical assistance quickly, and covering hospital fees, so your life or work needn't grind to a halt.

doctors bag

Medical Malpractice Insurance

Coverage for the acts, errors, and omissions of your medical staff - Cover will indemnify you for both the legal costs of defending an action and any subsequent damages.


Airside Liability

If you go airside, it is likely that your general public liability and vehicle insurance policies will not cover you for an incident airside or will only provide a limited amount of cover. Airside liability will cover you for third party motor vehicle property damage, and/or bodily injury as well as non-motor third party general public liability.


Motor Trade Insurance

Designed to cover sellers, buyers and repairers of motor vehicles. For those businesses that have their own workshop and offer motor trade services to the general public.


Employers Liability

Protects you against the cost of compensation claims arising from employee illness or injury, sustained as a result of their work for you. It is a legal requirement if your business employs one or more people.

injured arm

Commercial Combined, including All Risks

A comprehensive business cover in a single policy, bringing together a range of the covers most commonly required.


Cyber Liability

Covers the losses relating to damage to, or loss of information from, IT systems and networks. Policies generally include significant assistance with and management of the incident itself, which can be essential when faced with reputational damage or regulatory enforcement.


Public & Products Liability

A key part of any comprehensive business insurance policy, public liability cover will pay out in the event that a member of the public suffers an injury or damage to their property. Product liability insurance is a form of Insurance cover that will pay out should a faulty product supplied by your company cause injury or damage to a third party.


Professional Indemnity

If a client suffers financial loss due to poor advice or negligence on your part it will cover the cost of an ensuing claim and compensation.


Personal Accident

Provides a financial benefit to the policyholder if an insured person suffers bodily injury or death as a result of an accident. Available on a group or individual basis.

In Partnership with the Independent Ambulance Association

"We have been happy to have had KTIB as our insurance provider for the last 3 years and I cannot fault the personal service we receive. KTIB know the independent ambulance sector, they understand our business and they have negotiated terms with insurers above and beyond our expectations. "

MET Medical Ltd