Portable medical equipment often forms a significant amount of the assets owned by an independent ambulance business. Many companies do not have cover in place for these valuable items. Businesses often wrongly assume that their motor vehicle insurance covers their portable medical equipment when it is contained in their vehicle. KTIB Ambulance can offer cover for portable medical equipment at an incredibly competitive price.
If your portable medical equipment is stolen or damaged, you can incur large financial losses. Furthermore, replacing or mending a key item of lost or damaged equipment can often impact on profitability. KTIB Ambulance’s portable equipment all risks insurance can help to alleviate the cost of such losses. By purchasing this insurance, your business can rest assured that your assets will be protected.
To find out more about KTIB Ambulance’s Portable Equipment cover, call 01603 218266 today.
Published 8th October 2018
For the third year running, KTIB Ambulance will be attending the Emergency Services Show (ESS) at the National Exhibition Centre in Birmingham. The event, held on the 19th and 20th of September, is a key calendar date for a range of emergency service professionals who showcase their latest products and services at the show.
KTIB Ambulance’s Account Executive, Rob Rowley, will be attending the ESS to talk with visitors about their independent ambulance insurance needs. Rob will be sharing a stand with the Independent Ambulance Association, a trade association of independent ambulance providers in England, of which KTIB Ambulance is a business affiliate member.
For a chat with Rob over a hot coffee at the IAA’s stand, visit stand T1 in the collaboration zone.
Published 30th August 2018
Friday the 17th of August marks National Blood Bike Awareness Day and to share its gratitude to the blood transporting heroes, One Broker is donating £1000 to two local charities.
The £1000 donation was raised by One Broker staff and the business while fundraising for 2018’s Run Norwich event. Nine runners volunteered from One Broker’s Cambridge and Norwich offices to complete the 10k race, heralded as one of Norfolk’s most popular sporting events.
One Broker has been a keen supporter of local blood bike organisations, SERV Norfolk and SERV Suffolk and Cambridgeshire (S&C), since June last year and has now raised a total of £3400 for the charities. Both SERV Norfolk and SERV S&C complete fantastic work across East Anglia, transporting blood, blood products and even breast milk between hospitals during hours when NHS funded transport is unavailable. This saves the hospital trusts serving local communities thousands of pounds on courier fees, meaning resources can be more effectively spent on frontline care.
Rob Rowley, Account Executive of One Broker’s independent ambulance scheme, KTIB Ambulance, commented "Up and down the country people are celebrating the brilliant work carried out by Blood Bikers. In the middle of the night, these men and women leave their beds to travel miles on their motorbikes with vital, often life saving medical supplies. One Broker is saying its thank you to two of our local Blood Bike groups by donating £500 to each charity".
Published 13th August 2018
Nine runners from One Broker completed an amazing physical and mental feat last weekend, smashing Run Norwich’s ten kilometre route. The team of runners from across the One Broker group, (including Gibbs Denley Insurance Services) completed the race to fundraise for One Broker’s Charity of the Year, Blood Bikes.
Runners, including Adam, Adele, Ashley, Danny, Gina, Linsey, Steph, Tom and Vince, made One Broker proud by volunteering for the run and finishing the route with flying colours. Snaking around Norwich City Centre, the Run Norwich circuit led runners past cheering crowds, including supporters from One Broker. Speaking of the event, Claims Technician, Gina Hunt, said "I wouldn’t say that it was easy getting round the course, especially at the half way mark and the incline up Rose Lane! But I had a great time and the atmosphere was amazing so I’m really glad I took part".
One Broker entered a team into the race in support of Blood Bikes, a charity which provides a free, volunteer- run blood transport service to the NHS. The money raised by One Broker’s Run Norwich efforts will be split equally between local organisations SERV Suffolk and Cambridgeshire and SERV Norfolk.
It’s not too late to donate! One Broker’s Just Giving page is still open for fundraising. Please donate what you can to show your support by visiting: www.justgiving.com/crowdfunding/onebroker.
Published 7th August 2018
For many Independent Ambulance companies, travelling abroad for business purposes is an important source of income. However, travelling to a foreign country can also pose a human and financial risk to both employees and employers. If an accident occurs to an employee, the cost of medical care can be significant. Similarly, the loss of baggage, costs of delayed departure and cancellation and loss of travel money, can all result in significant financial losses for a company.
An interesting case occurred to an employee while travelling within Europe. The individual was involved in repatriating a patient and sustained a serious head injury in a road accident. His treatment included medical costs of over £10,000, expenses from changes to his travel plan, additional accommodation and meal expenditure.
Fortunately, the company was protected by a Business Travel Insurance Policy and were reimbursed for all medical expenses, including additional accommodation, flights to return home and meals. 24/7 emergency assistance service was provided with repatriation to an appropriate hospital, ensuring the employee received suitable medical care and was safe to travel back home.
KTIB Ambulance offers Business Travel Insurance covering risks including Medical Expenses, Baggage Loss, Personal Liability, Cost of Employee Repatriations, Hi-jacking and Personal Accident. Cover can often be extended at no additional cost to include cover for Directors’ own personal leisure travel on an annual basis.
To arrange Travel Insurance for your business today, call 01603 218230.
Published 16th July 2018
in modern day businesses across the world, a tale of blame has taken effect. Directors and Key Officers, such as Managers, are becoming increasingly under fire for the business decisions they have made which have led to adverse consequences.
Claims over alleged wrongful acts are often directed at individuals in key business positions, rather than the company as a whole. This means that more individuals are being held personally responsible for the business decisions they make.
Below is a real life example of a company negatively affected by a claim aimed at a Manager. The total claim costs and expenses paid by the company exceeded £200,000.
A vehicle belonging to the company was involved in a fatal road traffic accident caused by a number of defects present in the vehicle. The Transport Manager was aware of these defects, while the vehicle’s driver was also found to be talking on his mobile phone prior to the fatal event. The Directors were investigated for the offence of Manslaughter by gross negligence and the company for Corporate Manslaughter. Claims cost and expenses were paid by the company in defending the Transport Manager against charges of aiding and abetting dangerous driving.
In another example, a Director of a company was named personally in an unfair dismissal claim from a former employee. Costs incurred to defend the Director amounted to £14,000.
KTIB Ambulance’s Directors and Officers Liability Insurance covers certain costs of claims made against a business’ Directors and Officers. These include contingencies such as defence against Corporate Manslaughter, breaches of Fiduciary Duties, decisions that affect a Shareholder’s share value, and alleged misdemeanours.
To arrange Directors and Officers Insurance for your business today, call 01603 218230.
Published 4th June 2018
KTIB Ambulance, part of the One Broker group, has continued in its efforts to raise awareness and funds for local charities, SERV Norfolk and SERV Suffolk & Cambridgeshire. Known as the Blood Bikes, the organisations provide blood and medical product transport services to hospitals around East Anglia to ease the strain on NHS resources.
KTIB Ambulance has been a supporter of SERV Norfollk and SERV Suffolk & Cambridgeshire since June last year and has since, as part of the One Broker group, raised over £2400 for the charities. In addition, this Spring staff have taken part in activities to raise awareness and more donations for the organisation, including taking part in an Easter Treasure Hunt, a Blood Bikes quiz and attending presentations conducted by volunteers from the charities.
Rob Rowley, Account Executive at KTIB Ambulance, said "The Blood Bikes complete a vital voluntary service transporting blood and other medical products, such as samples, between our local hospitals. This saves the NHS a large amount of money which means that more funding is available for essential ambulance services, for example, patient transfers. SERV Norfolk and SERV Suffolk & Cambridgeshire receive no government backing which is why it is a pleasure to support their services through donations and drawing attention to their incredible work".
Published 8th May 2018